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Health Insurance for Self‐Employed
Health Insurance for Self‐Employed
Health Insurance for Self‐Employed
Since 2009, health insurance is mandatory for all in Germany, including the self-employed. EU freelancers can choose between private and public insurance, while non-EU self-employed must opt for private coverage. Consider key differences between these options when deciding.
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Private Insurance for Self-Employed
Private Insurance for Self-Employed
Private Insurance for Self-Employed
Private health insurance offers customizable coverage ideal for freelancers and self-employed individuals. Choose your level of coverage to suit your lifestyle and professional needs. This personalized approach often results in premium services at competitive prices.
Premiums not tied to income
Shorter waiting times for appointments
Customizable contributions and services
Potential premium refunds for no claims
Basic coverage is tax-deductible"
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Public Insurance Challenges for Self-Employed
Public Insurance Challenges for Self-Employed
Public Insurance Challenges for Self-Employed
Public health insurance can present unique difficulties for freelancers and self-employed individuals. While offering comprehensive coverage, it comes with several drawbacks to consider
Full premium burden (no employer contribution)
Full premium burden
(no employer contribution)
Contributions based on income, potentially high for top earners
Longer waiting times for appointments and treatments
Additional cost for sick pay coverage
Minimum contributions may strain low-income self-employed"
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Our customers
love what we do
Our customers
love what we do
Our customers
love what we do
Read why clients trust us with their healthcare needs. Discover authentic testimonials highlighting our excellent service and support.
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Ikarus Lisardus
1 review
DE
I
I recently used My Healthcare Broker to find private health insurance in Germany, and I couldn't be happier with their service. Bettina and her team provided exceptional support, guiding me through every step of the process with their deep knowledge and friendly approach. They were incredibly responsive to all my queries and made a potentially daunting task straightforward and stress-free. I highly recommend My Healthcare Broker for anyone needing professional and reliable insurance assistance in Germany. Thank you, Bettina, for your outstanding service!
Date of experience: June 10, 2024
Rajat Goyal
2 review
IN
It is the best company to get private health insurance and the team is really supportive. They will guide you in each and every steps.
Date of experience: June 22, 2024
Youssef Hagar
2 review
EG
YH
A really professional team and very helpful for people that have zero experience with this topic.
Date of experience: June 23, 2024
Richard Umoffia
1 review
DE
Micheal took his time explaining the different offerings and finally helped me pick a private insurance as well as handling the cancellation of my previous insurance and signing up for a new one. Will definitely recommend
Date of experience: March 24, 2024
Gopal Desai
2 review
DE
GD
I changed my health insurance from public to private through Michael and it was great experience with him. He walked me through advantages and disadvantages of private insurance over public insurance very well. He is quick while responding and provided me proper guidance and help, when needed. I really recommend Michael as Health insurance broker.
Date of experience: May 01, 2024
Sachin Mokashi
2 review
MY
Michael provided detailed comparison between various health insurance plans and helped to choose the best one.
Date of experience: June 24, 2024
Mohamed Hamdy
1 review
DE
Free, smooth and easy process
The process was smooth from the beginning to the end. Starting with getting to know my current situation and offering different options in detail and starting the process with minimal effort required from my side till starting my new insurance and getting my card.
They are also available after getting your new insurance for questions and consultation and all is for free.Date of experience: March 01, 2024
Ikarus Lisardus
1 review
DE
I
I recently used My Healthcare Broker to find private health insurance in Germany, and I couldn't be happier with their service. Bettina and her team provided exceptional support, guiding me through every step of the process with their deep knowledge and friendly approach. They were incredibly responsive to all my queries and made a potentially daunting task straightforward and stress-free. I highly recommend My Healthcare Broker for anyone needing professional and reliable insurance assistance in Germany. Thank you, Bettina, for your outstanding service!
Date of experience: June 10, 2024
Rajat Goyal
2 review
IN
It is the best company to get private health insurance and the team is really supportive. They will guide you in each and every steps.
Date of experience: June 22, 2024
Youssef Hagar
2 review
EG
YH
A really professional team and very helpful for people that have zero experience with this topic.
Date of experience: June 23, 2024
Richard Umoffia
1 review
DE
Micheal took his time explaining the different offerings and finally helped me pick a private insurance as well as handling the cancellation of my previous insurance and signing up for a new one. Will definitely recommend
Date of experience: March 24, 2024
Gopal Desai
2 review
DE
GD
I changed my health insurance from public to private through Michael and it was great experience with him. He walked me through advantages and disadvantages of private insurance over public insurance very well. He is quick while responding and provided me proper guidance and help, when needed. I really recommend Michael as Health insurance broker.
Date of experience: May 01, 2024
Sachin Mokashi
2 review
MY
Michael provided detailed comparison between various health insurance plans and helped to choose the best one.
Date of experience: June 24, 2024
Mohamed Hamdy
1 review
DE
Free, smooth and easy process
The process was smooth from the beginning to the end. Starting with getting to know my current situation and offering different options in detail and starting the process with minimal effort required from my side till starting my new insurance and getting my card.
They are also available after getting your new insurance for questions and consultation and all is for free.Date of experience: March 01, 2024
Ikarus Lisardus
1 review
DE
I
I recently used My Healthcare Broker to find private health insurance in Germany, and I couldn't be happier with their service. Bettina and her team provided exceptional support, guiding me through every step of the process with their deep knowledge and friendly approach. They were incredibly responsive to all my queries and made a potentially daunting task straightforward and stress-free. I highly recommend My Healthcare Broker for anyone needing professional and reliable insurance assistance in Germany. Thank you, Bettina, for your outstanding service!
Date of experience: June 10, 2024
Rajat Goyal
2 review
IN
It is the best company to get private health insurance and the team is really supportive. They will guide you in each and every steps.
Date of experience: June 22, 2024
Youssef Hagar
2 review
EG
YH
A really professional team and very helpful for people that have zero experience with this topic.
Date of experience: June 23, 2024
Richard Umoffia
1 review
DE
Micheal took his time explaining the different offerings and finally helped me pick a private insurance as well as handling the cancellation of my previous insurance and signing up for a new one. Will definitely recommend
Date of experience: March 24, 2024
Gopal Desai
2 review
DE
GD
I changed my health insurance from public to private through Michael and it was great experience with him. He walked me through advantages and disadvantages of private insurance over public insurance very well. He is quick while responding and provided me proper guidance and help, when needed. I really recommend Michael as Health insurance broker.
Date of experience: May 01, 2024
Sachin Mokashi
2 review
MY
Michael provided detailed comparison between various health insurance plans and helped to choose the best one.
Date of experience: June 24, 2024
Mohamed Hamdy
1 review
DE
Free, smooth and easy process
The process was smooth from the beginning to the end. Starting with getting to know my current situation and offering different options in detail and starting the process with minimal effort required from my side till starting my new insurance and getting my card.
They are also available after getting your new insurance for questions and consultation and all is for free.Date of experience: March 01, 2024
Private Health Insurance
For Germany
Private Health Insurance
For Germany
Support in English.
Support in English.
Expert help in English for clear communication and understanding throughout your healthcare journey.
Expert help in English for clear communication and understanding throughout your healthcare journey.
Free Consultation
Free Consultation
Discover the perfect health plan with our free consultation. Your health, your plan, your peace of mind.
Discover the perfect health plan with our free consultation. Your health, your plan, your peace of mind.
Best Price Guarantee
Best Price Guarantee
If you find the plan that we offer at a lower price, we will refund you the difference.
If you find the plan that we offer at a lower price, we will refund you the difference.
Exceptional Aftersales Service
Exceptional Aftersales Service
Enjoy outstanding aftersales support, assisting you every step of your healthcare journey no matter what.
Enjoy outstanding aftersales support, assisting you every step of your healthcare journey no matter what.
